Save money while increasing
your liability protection.

All clubs need liability protection, and many carry umbrella policies of $10M or more. By reducing your existing umbrella limit to meet our $6M minimum, your annual premiums will be reduced. Using the proceeds from lowering your existing umbrella, you could purchase our $15M policy resulting in a significant increase in total liability protection, all while saving premium dollars.

Specialty Golf Insurance provides an additional $15M in excess umbrella coverage. To qualify, your club needs to carry a minimum $6M in underlying coverage. This is often achieved through a $1M primary general liability policy and a $5M umbrella policy.  Though most clubs choose a $6M underlying limit, this is only a minimum requirement and a club can have a larger underlying limit if they so choose.

What do we cover?

You work hard to keep your club safe and compliant but catastrophes can't always be avoided. Too much alcohol, reckless driving, pool accidents - you name it, we've seen it. And while we can't predict everything, we've built a policy that protects some of the most likely culprits.

Weddings & Events

You've spent time and money creating a place for your members to congregate. However, if you're not prepared, each event could leave you exposed.

Bars & Restaurants

We get it, members like to have a good time. But serve someone a little too much alcohol and things can take a turn for the worse.

Pools & Water Activities

Children and family are the most important things in our lives. If something terrible does happen, our policy has you covered.

Fitness Center & Activities

Members expect more. Fitness centers, outdoor recreation, winter activities, shooting ranges - you name it. These are all areas that could leave you exposed.

Our promise to you.

Backed by Christensen Group Insurance, Specialty Golf has nearly six decades of industry expertise.